Rob Henry E-mail me: loan@robhenry.com Phone (330) 945-7000 • Fax (330) 945-7277 Also visit: Mortgages by Rob Henry Sources of down payments Some people use their 401K money for a down payment. Normally, when someone takes money out of their 401K, the government imposes a 10% penalty for early withdrawal. However, when its used by a first-time homebuyer as a down payment, the government does not penalize the borrower for this transaction. This is one of the exceptions. Other Websites: Loan Officer | What should I know about refinancing This is not a commitment to lend. Restrictions may apply. Information is subject to change without notice. All loans are subject to credit approval. Equal Housing Opportunity. 1730 Akron-Peninsula Road • Akron  OH 44223

Copyright © 2005 Lender Design, LLC. All Rights Reserved. Lender Design specializes in personal marketing services for Mortgage Professionals. For samples and more information, visit: www.LenderDesign.com.