Most title companies will be willing to find a location that is convenient for both them and the customers, if meeting at the closing attorney's office is not an options.

The notary doesn't necessarily need to be certified, and there is no state or federal agency to oversee them being so--there are, though, entities that will 'certify' them in the handling of loan documents. Sometimes this doesn't amount to much; I've heard of notaries being 'certified' using an openbook test and being able to take it repeatedly (read open book) until they pass! Not very good certification, if you ask me!

The main thing is that they should be thoroughly experienced with the closing process. Ask them how many closings they've done overall--a good number to start at is about 500, then you know you have someone with enough experience to handle the closing right. There are really only a handful of states that are attorney-only, and while attorneys might charge more for the convenience of closing outside of a Title Company, mobile notaries do not--its is typically the same charge as if they were at the Title/Escrow office.

In most states loan closings can be conducted at any location as long as a certified notary is present to witness the signing and stamp the necessary documents.

The most common location for loan closings are title & escrow offices.

Many title companies will offer "in-home" closings. This is often the most convenient option for the borrower.